Discussion in 'Taylor's Tittle-Tattle - General Banter' started by Otter, Dec 11, 2015.
Specifically the regulation that means that clients need to be contacted by the end of the day if their investment falls by 10% or great within a reporting period.
Amongst other things:
Issues are clients may have investments worldwide - when is the end of the day?
10% may or may not be well within normal operating parameters depending on client risk and investments.
How is the reporting done when some investments only revalue every month or even at longer periods how accurate can this reporting be?
Whilst the sentiment behind it is sound, letting a client know they (may have) made a loss (nothing is realised until investments are sold), this is catered for with regular mandatory statements. Advised investors attitude to risk is already gauged and they are protected if investments are selected outside of this risk level. They are also by law given full information on the risks of each investment before giving the go ahead.
Then you get providers that don't account properly, take a valuation on only a portion of an investment but then subtract charges from the whole investment and fire out warning letters to elderly clients who then get worried for nothing so mugs like me have to explain to providers how to account properly and then explain everything to clients who hopefully haven;t dies from a heart attack after getting an unnecessary warning.
I feel a little better for this rant now.
There is always great music to be heard. There is great music these days but a lot of chart music is very bland. Still you only need to listen to a chart from the mid-late eighties to know it was ever so.
It’s true that in earlier years there were far more bands who served a long apprenticeship before any success. Proper musicians if you like. Nowadays one hit can get you a Brit Award.
But if you were into non chart music these days I’d say there are zillions of paths to follow.
You also need to learn any music. I’ve recently had to listen to radio one in the car with my teenager and actually you soon get used to the sounds and find things you like. But you don’t feel about like you feel about the music of your yoof.
I have literally no idea what you are talking about.
Neither do the FCA nor the providers, nor the bods in Europe that devised this malarkey. That's the issue.
Many years ago (more than 40 and less than 50) my father came into the room while I was watching Top Of The Pops. He listened for a while and then opined "That's just a noise. If this is the top 20, I'd hate to hear what the bottom 20 sound like".
I now find myself thinking the same. I have become my father.
Plenty of great music around today, granted. Most of it non-chart of course, like you say, just like the 70s & 80s (the formative years of my musical tastes). You only have to look at a 70s/80s TOTP on BBC4 to be reminded there was a load of absolute garbage around - rose-tinted specs and all that.
I am occasionally forced to listen to Radio 1 and there is the odd choon worth another listen or two, but BBC6music is my listening choice. When I force that on teenagers they are more likely to convert to that than me back to Radio1.
I don't quite know what I've been waffling on about just there, but Ed Sheeran's still over-rated!
Yesterday I attended the LTA workshop for 'Tennis For Kids' or Tennis For Goats as I prefer.
The appalling title aside and the fact that it was an hour too long and had two too many presenters,what really irritated me was this:
The incessant use by the presenters of 's***e' , 's***' and 'c**p'. The main chap off court spoke quite well and I presume he was attempting to be edgy. One of the on court presenters,who looked like Catweasel's son,was not so articulate and in addition insisted on bouncing about like some Adidas clad space hopper!
Just speak,no need to be profane.
They would fail a coaching course if they used such language.
That sounds truly bizarre - and not in a good way.
It is a regular occurrence in tennis I fear!
Full of egotists,mad people and mad egotists!
Yanks that refer to St Patrick's day as 'St Patty's day'
People on St. Patrick's Day pretending they are Irish and wearing green, particularly leprechaun hats.
Think their celebrational green beer is far worse tbh.
Actually, forget that. Their beer is far worse. Making it green doesn't really make it any more worse.
Dubai. so so so so so dull. it's a struggle to find the enthusiasm to spend all my expenses
People who say "I dont care what you think about me, I'm just telling it like is is".
Telling it like Isis? I understood they normally just shoot you without saying anything first.
It went something like this.
So this morning I was on a crowded tube tram approaching my stop, and I try and make my way to the door. The passengers were thinking their regular "Why should I make way for you to get off, just fly over my head and out the door, when it opens" thoughts.
So I try to get to the door, saying "Excuse me, can I get through please!" several times and am largely ignored as most are wearing headphones. I pave the way through a gap with my arm, and I catch the button on the handle of my umbrella I am holding.
The umbrella opens. Oh s**t!
Woman with with ear plugs in, leaps several inches as the umbrella catches under her skirt and raises it to waist level. She shouts, "F**k off!" to the guy next to me. Another girl exclaims, "It wasn't him, it was this bloke!" pointing at me. Several people glare at me. I protest, "It wasn't me, it was my umbrella, er sorry!"
I can't go forward, and I cant go back. I cannot close my umbrella. I'm stuck solid. Doors open, people pile on. Several people crease up with laughter. I give in and wait until the next stop which adds about 5 minutes to my walk.
I eventually get out into the street - into bright sunshine.
Apart from that, it has been a great day.
I’m put off going there as I get the impression that it frequented by people lacking class who want to give the impression of having class. Like the people who tell others excitedly and loudly about how they’re drinking prosecco on a Friday night.
Especially footballers, their wives, models, actors, and other micro-celebs. I have no desire to rub shoulders with these people and nor do I wish to be associated with them.
People who tell it like it is are often nasty self centred people. The internet has given these empty vessels a platform. When you tell them how you think it is, they tend not to like it.
This is correct. The "I tell it like it is" bit is some warped justification that they have some sort of special dispensation to be a ****, though it's not clear who gave them this right.
Websites that mislead. I purchased an item from a website that simply said limited availability, not out of stock. I ordered 1 item and paid nearly a tenner for priority delivery. That was a week ago. I contacted them and they said priority delivery meant I'd be first posted out when the item comes in. It's kicking off on email right now but they're a well known site in some circles and once I've received the order I'm going to spend a day posting about the experience in all the right places.
Fishing tackle companies (that then add insult to injury by using "Yodel" to deliver) always seem to do this to me.
Yeah, the Watford FC online shop will do that to you sometimes.
They hadn't pre-ordered any Gray 18 shirts and the extra delay is down to the warehouse manager's feinting in astonishment that anyone has ordered one.
To think that once I had "Moralee" printed on the back of my shirt!
Yanks that butcher the phrase "couldn't care less" into "could care less" - you ******* idiots.
They are so stupid. "I could care less". So you do care a bit then? Y'know, so you could care less?
Another one that ***** me off - the unnecessary insertion of the word 'even'. As in 'What does that even mean?' In what way is that different to 'What does that mean?'
And while I'm at it, when did become necessary to start a story or anecdote with the word 'so'. "So, I was driving into London...' So? So fecking what?
I've been doing a year's worth of bank reconciliations and I am fed up.
Colleague was late in this morning and announced ‘whose idea was it to put the clocks forward?’
The clocks go forward an hour not 24 mate and that was YESTERDAY!
People at my place who are late, (always the same people), who do that fast walk for the last few steps whilst puffing their cheeks out as if they've run in. Utter kn*bs.
People who arrive to work 10-20 minutes late every day and say "sorry I'm late" every time.
No, if you were sorry you were late then you'd leave 20 minutes earlier every day.
Public servants not working for the public......... Long queue in the post office, ,2 people at kiosks and guess what one not serving and then walks off
Ever bit your tongue while eating? Not nice.
I’ve got a colleague who does the exact opposite, we either start on 8 or 9am shifts, she’s always without exception 5 minutes late for either shift, made worse by the fact that she lives in the same town and is closer to the office than anybody. If you’ve started at 8 and you don’t happen to be on the phone to somebody or look like your busy when she strolls in late for her 9am start, she’ll say “it’s been busy then” in a sarcastic fashion, as if to say yeah I know I’m late but it doesn’t matter as you’ve not been doing anything for the last hour, when in actual fact you have. Suggesting you’ve done nothing for an hour makes her feel justified in being late, rather than just saying sorry I’m a lazy bitch, it only takes me less than 10 minutes to get to work but I still haven’t got the decency to make sure I get here on time like every other employee, who have all come from much further away.
She’s sometimes takes the brazenness further if she’s even more late, she’ll just stroll in and then walk over to somebody and have a full blown conversation with them out of the blue in a sort of ‘reverse phycology’ way. The other day she was later than normal and she literally said ‘I don’t understand it, I only left 1 minute later than normal and it took so much longer to get here’ yes but you’re always ******* late when you leave a minute earlier so what were you ******* expecting, to somehow invent time travel on the way to work?