Investing club

Discussion in 'Yellow Pages' started by hornmeister, Dec 20, 2017.

  1. Optimistichornet

    Optimistichornet Penguin Assassin

    Theoretically if you were in on bitcoin right at the start then you could if you invested a fiver and cashed out when bitcoin was at its peak.
     
  2. hornmeister

    hornmeister Administrator Staff Member

    yep write 5 zeros on it
     
  3. hornmeister

    hornmeister Administrator Staff Member

    as it stands with me
    ISA

    Amazon.com 1.5%
    Recent peculative punt re premier league rights. Currently 1% down, but will shift on when I make a modest quick proffit.

    Dignity plc <1%

    Another speculative punt. People always die and hence need funeral cars. Recent news meant a large drop in price but restructuring plans look good so I had a little dable at what I thought was good value. Currently 2% down, but most of that is costs again IO expect a quickish recovery and I:ll take a small gain after it breask even.

    ETFS Hedged Metal Securities 3.5%
    Tracking Gold prices mainly. I went in when the market was lookign dicey. If it doubt dump it into gold. Currently I'm 3.25% up. I have no immediate plans to sell this is my banker if brexit causes more issues than are already priced into the market. If however I get another tip I may switch out.

    ishares Core FTSE 100 1.2%

    I've been waiting for market drop to go into a FTSE tracker and the recent fall was the opportunity. I'll probably sell when it approaches the 8000 mark again. Currently 1.2% up

    L&G high income 31%
    Been in this a long long time. Pays a good dividend anywhere between 5 & 8%, just a general solid investment. I won't go any more into this but highly unlikely to sell. Currently up 35%

    Netflix 1.7%
    See Amazon Currently up 2.6% and all since thursday. I'm thinking that they may have been succesfull in getting pre rights or something else that few know about at the moment.

    Newton Global High Income 30%
    This is my workhorse. As per L&G I've been in this a longtime. It pays a monthly dividend circa 7%, I tend to top this up when it's priced low. 3% down but doesn;t includ payments out which put it way up.

    Sirius Minerals 0.7%
    A small speculative punt after recommendation on here. Small enough to not worry if it goes belly up, but there is potential in themid term with new mines coming on-line but I think it's ripe for a takeover. Been flat for a while

    Tesco 4%

    I tend to dip in an out as the price is quite volatile. People always needd food and Tesco seems to be getting themselves back on track. If I could buy shares in Aldi or Lidl I would instead. Currently Flat.

    Vanguard UK long Gilt 8%

    Disspointed in this one. It's really a safety net and for the long term but performance has been poor. Currently down 5% and I;m considering cutting my losses and moving on.



    SIPP slightly less risky investment strategy ceertainly more long term here. being a basic rate taxpayer the ISA is really my retirement fund as it makes for sense from a taxation point of view but I do have a smaller sipp which has mainly been built up from employer contributions and a coupel of redundancy payments to maximise tax gain.

    Axa Framlington Health 13%
    As with Dignity people always need drugs. Brexit uncertainty is causing issues with drug importing & exporting which is affecting the price a little, but it's a worldwide fund which is pretty protected from that bull. Currently 2% down but quite volatile for a fund. Am considering splitting som eoff into slightly more risky biotech.

    L&G High Income 37%
    as above long term banker

    Woodward income focus 17%
    Pretty disappointed with him to be honest. I went in at launch and crystallised a decent profit in my ISA having had his other equity fund previously. I think he's got too much on his plate now and forgive the pun has lost his focus. Looking to get out at some point but currently down 6%

    Newton Global High yield 27%
    As above but in my sipp I use the monthly distributions to pay Sipp charges - It's more tax efficient to pay form the SIPP rather than externally as HMRC picks up 25% of the tab.

    XBT Ethereum Tracker 5.8%
    I'd already cashed out some of my Crypto to cover my costs and was in for no actual cost to myself. But got greedy when I saw a dip and bought some more just before it dipped further. Still I'm well up 70% or so. When the tracker hits €95 to €100 I:m going to sell 1/3 to get back to having no cost investment in it. Long term, could be massive or could blow up and be worth nothing. I figure if I cover my costs and it then goes belly up then as a small punt I:m not to fussed.
     
  4. Mining is my long term tip

    All these millions of electric cars we are all going to be driving after 2040 because the government didn't stop to think it through need cobalt, lithium, copper etc in far larger quantities than are produced now, not just a small increase either, we're talking 20 to 30 times.
     
    Last edited: Feb 19, 2018
    hornmeister likes this.
  5. hornmeister

    hornmeister Administrator Staff Member

    They also didn't think about the environmental consequences of mining these nasty chemicals or of disposing them later or the fact that our current stock of powerstations are well overdue for a refresh.

    I suppose it's better to bankroll foreign investors in our electricity producers than it is bankrolling oil rich Arab states.
    Alternatively we could invest in digital architecture and simply travel less. Still at least we're fulfilling these artificial quotas that were laid down and we're not getting fined for that.
     
  6. hornmeister

    hornmeister Administrator Staff Member

    Bought £500 of BT just in-case we see a spike when the last 2 PL rights packages are auctioned.
     
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  7. Optimistichornet

    Optimistichornet Penguin Assassin

    I’m waiting for my pay check to put a little bit more away. Might look at increasing my Sirius minerals stake a little bit and then putting the rest into one of my emerging market funds.
     
  8. hornmeister

    hornmeister Administrator Staff Member

    Nice one
    [​IMG]
     
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  9. Optimistichornet

    Optimistichornet Penguin Assassin

    It’s a long term hold to me and I’m still down on my initial investment although now it’s more like 2%. As I’ve said I’m not selling until at least production starts in 2021. you had a little dabble in this right?
     
  10. Aberystwyth_Hornet

    Aberystwyth_Hornet Squad Player

    Has anyone had any experience of robo funds like nutmeg and wealthify?
     
  11. Optimistichornet

    Optimistichornet Penguin Assassin

    No, how do they work?
     
  12. hornmeister

    hornmeister Administrator Staff Member

    Just a small punt. 11% up at the moment.
     
  13. Relegation Certs

    Relegation Certs Squad Player

    I've gone plums deep in the L&G high income fund, purely based on this thread. If this doesnt make me a millionaire I'm going to sue the **** out of this forum....
     
  14. hornmeister

    hornmeister Administrator Staff Member

    Nice one.
    Given it's non proffit making you'll end up spending more on lawyers than you'll ever get back.
    If you do win you'll end up owning the site and have to put up with moderating and dealing with the ****s that post on it.
     
  15. Optimistichornet

    Optimistichornet Penguin Assassin

    Ahhh welcome to the fun relegation certs. Pay day for me today, I usually try to put away a quarter of my pay packet each month into a fund and a further 8th into shares. Struggling to make a decision today on what to do.
     
  16. hornmeister

    hornmeister Administrator Staff Member

    I'd hold off and leave it in cash. Markets seem boyant. I tend to invest on a Friday when people are clearing their positions and sell on a Tuesday when people wish to invest. I did an analysis once which showed that over the last 20 odd years there was up to a 1% spread Tuesday to Friday on FTSE closing price.
     
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  17. Relegation Certs

    Relegation Certs Squad Player

    hmmm fair point. The thought of having to look after the politics section makes me feel nauseous.
     
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  18. wfcmoog

    wfcmoog Tinpot

    Hi ho, hi ho
     
  19. hornmeister

    hornmeister Administrator Staff Member

    Dissapointed with the recent performance of the Newton High Yield bond fund, I've switched out half of my investments in it to Schroder High Yield Opportunities.
    It seems to be a better long term performer whilst retain the monthly dividend to settle fees. It's move to make sure all of my eggs are not in one basket as well.
     
  20. hornmeister

    hornmeister Administrator Staff Member

  21. hornmeister

    hornmeister Administrator Staff Member

    Right done a bit of trading as the market is boyant.

    Sold my shares in the Funeral car hire company. Made a quick £60 profitt. Performance ignoring the recent management troubles had been pretty dead (pun intended) .

    Consolidated 6% profit in Tesco. Its a share which I may well dip in and out of as for a supermarket it's pretty volatile.

    Netflix is currently 16% up as soon as the US exchange opens I'm dumping it and consolidating the profit.

    I've recently purchased some RedRow shares. They're a domestic builder, been a solid performer and I've been wanting to put something back into property for a while. Got a feeling the chancellor will try and kick start the housing market again and that can only be good for a solid building company.

    Monitoring Apple. Now that all the crap about slowing their devices down they good be ripe (pun intended) for a rise.
     
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  22. hornmeister

    hornmeister Administrator Staff Member

    Netflix and Amazon dumped and small profits consolidated circa 6%.

    So got a bit floating about in cash in my ISA at the moment if anyone has any tips/
     
  23. reids

    reids Squad Player

    Any tips on where to get started in all this? I have no idea where to start at all.
     
  24. UEA_Hornet

    UEA_Hornet First Team Captain

    Yeah you need two phones and some braces. Into one of the phones you need to shout 'buy buy buy!' Into the other - and this is important - you have to shout 'sell sell sell'.
     
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  25. hornmeister

    hornmeister Administrator Staff Member

    To make things simple from a tax point of view its best to invest in a wrapper. If you have any of your ISA allowance available open a stocks and shares ISA. That will allow you you buy and sell investment funds tax free within that policy and when you've gained a bit more confidence progress to exchange traded funds and shares. If you're under 40 and not a homeowner then consider a lifetime ISA. Smaller limit but the government helps out with the aim of house saving.

    As a beginner I'd recommend Hargreaves Lansdown as an ISA provider. They're expensive, but easy to deal with, their support is good and on-line systems are simple.

    Youinvest by AJ Bell are cheaper but not as user friendly. I'm considering moving to them to save on costs.

    Have a look at moneysavingexpert.com for lots of good advice.
     
    Last edited: Mar 7, 2018
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  26. hornmeister

    hornmeister Administrator Staff Member

    The bad thing about selling all the high performers in my portfolio is a look at the ISA & SIP online now and everything that is left is red:(
     
  27. Optimistichornet

    Optimistichornet Penguin Assassin

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  28. hornmeister

    hornmeister Administrator Staff Member

    Was up 20% for me at one point this week bit fallen back a bit now.
     
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  29. Optimistichornet

    Optimistichornet Penguin Assassin

    I expect it come down at least 10 or 15% again over the next couple of months, but it could come down again. Either way I wont be investing anymore for at least a couple of months in this, no rush.
     
  30. Optimistichornet

    Optimistichornet Penguin Assassin

    One company I'm looking at currently is FeverTree.

    Any thoughts Meister?
     
  31. hornmeister

    hornmeister Administrator Staff Member

    Ripe for a buyout I would suggest. Just seems to have brand recognition at the moment. Whether it has staying power like Brewdog I'm not sure. Short term punt maybe but I think the boat has been missed on that?
     
  32. hornmeister

    hornmeister Administrator Staff Member

    [​IMG]
    Yep think the boat has been missed on Fevertree unless a takeover happens.
     
  33. Optimistichornet

    Optimistichornet Penguin Assassin

    I'm more interested in the potential dividend yield long term. There was a press release the other day which got me thinking that there might still be some growth potential there. Ill have a look for it.
     
  34. Optimistichornet

    Optimistichornet Penguin Assassin

    https://news.sky.com/story/just-the-tonic-gin-gives-fever-tree-profits-a-boost-11288128

    https://www.ft.com/content/b29cb00e-2902-11e8-b27e-cc62a39d57a0

    http://www.proactiveinvestors.co.uk...shares-fall-flat-on-profit-taking-193041.html

    http://www.cityam.com/282174/can-fevertree-shares-continue-rise

    The potential for growth in the US is huge, however it the question is can they conquer the dark spirit market in the same way as they have done with the light spirits in the uk, spain and Belgium. It might be worth a small position if the share price continues to drop a little bit.
     
  35. hornmeister

    hornmeister Administrator Staff Member

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